Broad Coverage

• Accidental discharge and leakage of water system
• Accidental shooting of livestock
• Artificially generated electrical current (applies only to household personal property)
• Attacks on livestock (except to sheep) by dogs/wild animals
• Earthquake loss to livestock
• Breakage of glass that's part of a building or structure
• Bursting of heating or water systems
• Collapse
• Electrocution of livestock
• Falling objects
• Flood loss to livestock
• Freezing of plumbing, heating, AC, and automatic fire protection system, components, and household appliances.
• Loading/unloading accidents.
• Sudden and accidental collision damage causing death of livestock.
• Sudden and accidental tearing apart of heating, AC, or water system.
• Weight of ice, snow, and sleet.