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Government Mandated Healthcare: Preventive ServicesDid you know that if you purchased a health insurance plan on or after September 23,2010 your preventive care services are covered at 100%? The list of services that are covered at 100% are listed below.Screenings Abdominal Aortic Aneurysm-One-time screening for men of specified ages who have ever smoked Alcohol Misue-screening and counseling Asprin-screening for appropriate use for men and women of certain ages Blood Pressure-screening for all adults Cholesterol-screening for adults of certain ages or at higher risk Colorectal Cancer-screening for adults over 50 Depression-screening for adults Type 2 Diabetes-screening for adults with high blood pressure HIV-screening for all adults at higher risk Obesity-screening and counseling for all adults Syphilis-screening for all adults at higher risk Tobacco Use-screening for all adults and cessation interventions for tobacco users Immunizations Hepatitis A & B Herpes Zoster Human Papillomavirus(HPV)-women only Influenza Measels, Mumps, Rubella Meningococcal Pneumococcal Tetanus, Diptheria, Pertussis Varicella Counseling Diet-Counseling for adults at higher risk for chronic disease Sexually Transmitted Infection(STI)-Prevention Counseling for adults at higher risk This type of benefit is one of the provisions I do agree with as a part of the healthcare mandate. This provision encourages policy holders to take advantage of the preventive services covered on a health insurance policy. Since these tests and immunizations are now covered at 100%, people now have no reason to postpone that much needed doctor visit. Remember, the time to buy insurance is not when you need it the most. |